Welcome to Phoenix CFO Solutions
By John Charette, CPA, CMA – Phoenix CFO Solutions
Introduction
Hello, my name is John Charette, CPA, and I’m the proud owner and operator of Phoenix CFO Solutions. This isn’t just another accounting firm — it’s a financial partner for your business. Our mission is to help you understand your past, operate confidently in the present, and build a strategic plan for the future. We’re here to make sure your business lives up to the potential you know it has.
In this post, I want to share a little about who I am, what we do, and how our services are built to make your life easier and your business stronger. I believe every business owner deserves to feel confident about their numbers—even if you’ve never loved accounting.
Why Should You Trust Me?
I’ve worked in accounting for over a decade, and most of that time has been spent in the trenches with small businesses. Along the way, I became a CPA, a CMA, earned two Master’s degrees in Accounting and Finance, and built deep expertise in tools like QuickBooks Online, Bill.com, and Gusto. What I saw consistently was that business owners were trying to make big decisions with incomplete or inaccurate information — and it was holding them back.
I started Phoenix CFO Solutions to change that. Over the years, I’ve developed scalable systems that bring order to financial chaos. These aren’t just clean books — they’re frameworks that give business owners confidence. When the data is right, and the backend runs smoothly, you can finally stop worrying about money and start building a game plan for growth. My goal is to bring that sense of control to every client I work with.
What drives me is simple: I love seeing small business owners succeed. There’s something incredibly satisfying about turning a messy set of books into a clean, strategic dashboard — and then watching the results unfold. Seeing a well-oiled financial system lead to better investments, more savings, or even just peace of mind — that’s what makes this work worthwhile for me.
What Do We Actually Do?
At Phoenix CFO Solutions, we offer three service packages, each designed to meet you where you are in your business journey.
The Foundational Confidence Package is all about getting the basics right. We’ll make sure your books are accurate, your transactions are categorized, and your reports make sense. We handle the reconciliations, reporting, and QuickBooks setup so you can stop stressing about the numbers and focus on running your business.
When you’re ready for the next step, the Operational Freedom Package takes things further. In addition to everything from the foundational level, we manage your invoicing, bill payments, and payroll. You’ll get deeper reporting, better insights, and quarterly strategy sessions to make sure your financial systems support your business goals, not get in the way.
For businesses that are scaling and need a true partner in financial strategy, we offer the Strategic Growth Package. We handle everything — including payroll, 1099s, cash flow management, and in-depth financial analysis — and we integrate third-party apps to streamline your systems even further. Monthly strategy sessions ensure your finances are aligned with your big-picture goals.
What sets us apart is the care and precision we bring to every client. This isn’t just about checking boxes. I set up every system with intention, whether it’s automating payroll through Gusto, syncing vendor payments with Bill.com, or using Uncat to clear up confusion around transactions. It’s about creating a financial operation that works so well, you barely have to think about it.
Who Do We Help — and What Changes?
If you’re a business owner who’s outgrown DIY accounting, you’re exactly who we’re built for. Maybe your spouse or a relative used to handle the books. Maybe you’ve tried to keep up yourself but it’s become overwhelming. You’re not alone — and you don’t have to keep doing it that way.
The common thread among our clients is growth. As the business gets bigger, the backend becomes more complex. Instead of focusing on what you do best, you’re stuck trying to figure out invoices, payroll, vendor payments, or wondering why your reports never quite add up. You end up checking your bank account to get a sense of whether you’re doing okay, but you don’t really have a complete picture.
That’s where we come in.
When you partner with Phoenix CFO Solutions, your books are no longer a mystery. You get a clear picture of where your business has been, what it looks like today, and where it’s headed. We’ll help you make sure employees are paid, customers are invoiced, and vendors are handled — all without it taking over your life. With clean, consistent financial data and expert insight, you’ll be able to make confident, strategic decisions that move your business forward.
Conclusion
I started Phoenix CFO Solutions because I’ve seen too many good businesses held back by bad accounting. As a CPA who’s worked inside small businesses, I know how frustrating and limiting that can be. But it doesn’t have to be that way.
With the right systems and the right support, your financials can become a strength — not a source of stress. If you’re ready to take control of your backend and build a business that’s truly scalable, I’d love to help.
Book a free consultation and let’s see how we can build something great together.